Helping your employees
start families
improve their health
care for loved ones
learn new skills
find support
feel cared for
save money
discover a new hobby
work from home
achieve their goals
change their lives
start families
with benefits that matter

Forma is transforming lives

Have you ever had an employee spontaneously rave about your HR technology? Forma is different. Your employees will love it and frequently express their appreciation for the benefits you provide. What story will your employees share?

Loved by companies who love their employees

One platform. Ultimate flexibility.

Forma manages all types of flexible benefits. This way, employees have a simple, unified experience whether using their pre-tax HSA or a post-tax wellness allowance.

Meet Forma: Customizable spending accounts that employees love

We revolutionized employee benefits with customizable spending accounts that let employees choose what's meaningful to them. Working with many top brands, we help develop competitive benefits packages that save companies time and money.

3 ways to pay

Flexibility is in our DNA. Employees get reimbursed on their terms with a global Visa card, quick claim reimbursements, or direct purchases at discounted prices in the Forma Store.

Truly global

We’re live in 111 countries and can manage all of the unique customizations and processes that come with it. It’s a benefit of working with the world’s largest brands.

Award-winning user experience

Forma’s intuitive design was actually built for the 2020s. No training required.

Adaptive with change

With click-not-code configuration, program changes can be made in minutes and you can adapt to this crazy world.

Going above & beyond. Unparalleled support.

We’ll take procurement, administration, fulfillment, and compliance off your plate. Employees can expect crazy fast claims processing with 24/7 support. All humans. No bots.

Personalized experiences

Forma's AI gets to know your employees and provides tailored experiences based on the interests, eligibility, and location of each employee.

Incomparable tech-stack

The tech behind the scenes is world-class. Payments, HR integrations, and managing different taxation processes are easy and just work. Plus, claims processing is among the fastest around.

Benchmarking & analytics

Understand utilization, spending trends, and more. Benchmark your offers and budgets against other world-class companies.

Enterprise-grade tech

We’re SOC 2 Type 2 and GDPR compliant, comply with WCAG accessibility standards, and have passed security reviews from some of the world’s most demanding companies.

Industry’s first: LSA Eligibility Standards

Much like the IRS defines FSA eligibility, we’ve categorized lifestyle benefits with pinpoint detail so defining employee eligibility is as simple as toggling a button.

The industry innovators

Forma is constantly first to market with advanced capabilities like date-based wallets, pooled funds, and amortized payments for large purchases.

Giving your employees the power to choose where they want to invest their benefit dollars is very powerful.

Brad Kempf
Head of Global Benefits



in 6 months by replacing expense ticketing system ($8/claim)

This benefit provides that equitable, inclusive option for all employees, all generations. It covers everybody.

Wendy Hadley
Director, Global Benefits and Wellness Programs

Cut HR administration time by


Forma’s UX is great. The platform is very easy to use and navigate.

Alex Park
Total Rewards Analyst

LSA participation among employees

I can’t emphasize enough the flexibility of Forma. The administration is just practically zero.

Sheila Krueger
Head of Global Benefits

Reduced time reviewing receipts by


We worked closely with Forma to ensure our implementation reflected country-by-country nuances; the implementation was seamless.

John Le
Director of Health and Wealth

Reduced employee call volume by


The administrative burden is zero.

Heather Escobedo
Senior Director of People Operations

Ranked Forma their


benefit offering

We’ve always had a strong benefits program in the US and now can bring that to a global level.

Wendy Hadley
Director, Global Benefits and Wellness Programs

Leveraged the LSA model to direct employees to choose enrollment in their HMO medical plan.

This is a wellness product that fits all our team members’ needs, regardless of preferences, goals, or work location.

Kachina Heil
Director of HR

Forma gives us the ability to provide flexible perks to meet the needs of our diverse and distributed workforce.

Maggie Fitzgerald
Benefits Manager

Eliminated burdens of manual claims via manual ticketing systems.

Reduced employee inquiries by


$1 in LSA saved $6 in healthcare costs.

John Le
Director of Health and Wealth

Reduced admin time from 128 hrs/month to just

15 min

From the administration side, it’s super-intuitive. If we need to make any changes, it’s really simple.

Taylor Thompson
HR Generalist