Commuter benefits for however your people get to work
Provide flexible commuter benefits for transit, parking, fuel, and more, so employees can get to work the way that works best for them.
Flexible commuter benefits for getting to and from work
Customize your commuter benefit
Design a commuter benefit for how your workforce actually gets to work. Whether that’s pre-tax, post-tax, or a combination, Forma gives you flexibility to provide your people with what they need.
Simplify the employee experience
With Forma’s award-winning platform, employees have an intuitive experience by design. To make commuting easier, they can use their commuting virtual card and tap to pay at transit systems directly.
Offer a benefit built for speed
Benefits shouldn’t feel like a traffic jam. Forma’s modern platform, ultra-fast claims review, and world-class support all ensure this is a benefit that can move at the speed of real life.
How Forma supports customizable commuter benefits
Make getting to and from work easier with a unified platform for pre-tax and post-tax commuter benefits.
A unified platform for commuter benefits
Equity matters, but every employee's commute may have a different cost. In the U.S., a bus rider might be fully covered by pre-tax dollars alone, while someone who rideshares to a park-and-ride, bikes to work, or drives an EV would need assistance that pre-tax rules don't support.
Forma lets employers combine pre-tax and post-tax funding in a single platform: pre-tax dollars cover the IRS-eligible basics like transit passes and parking, while post-tax LSA funds extend support to whatever pre-tax rules leave out. The result is equity and parity across however people commute: employees aren't locked into one option or method of transit, and each one gets access to the support that actually fits their life.
Public transit & parking benefits
Commuting by train, subway, or bus is often the most affordable way to get to work, but the process of buying, loading, and tracking separate passes across different transit systems adds friction that employees absorb on their own. And for employees who commute by car, parking costs can rival the cost of a monthly transit pass in many cities.
With Forma, employees can use our fast claims reimbursement process or the Forma Card in Apple or Google Wallet to tap to pay directly at the point of entry. There's no separate pass required, no card to reload, and no refund request to file if something goes wrong, just a direct way to fund transit that works the way employees already move through the day.
LSAs to support commuters
A typical commuter benefit stops at qualified transit, vanpool, and parking — the categories IRS guidelines allow for pre-tax dollars. That leaves out a lot of ways employees may want to get to work — like biking, scooter rentals, fuel, electric vehicle charging, or rideshares that don't qualify as a vanpool — that all bring their own costs to employees.
With a Commuter LSA, Forma lets employers fund these alternative routes to work using post-tax dollars, something a typical commuter benefit doesn't reach. Among employers who already offer commuter benefits in Forma, more than 8 in 10 extend coverage to this kind of transit-adjacent spend, so it's a well-established part of a program rather than an edge case. The result: employees can get to and from work in the way that makes the most sense for them and their lives.
International commuter benefits
Compliant commuter programs look different from one country to the next, and often from one city to the next. Some employees rely on metro systems, others need fuel and parking, and EV charging or rideshare access varies widely by market. A program modeled on one country's tax rules, like the pre-tax transit and parking limits that exist in the U.S., doesn't map cleanly onto a workforce spread across dozens of countries.
Forma administers benefits in 110+ countries, so employers can build commuter support for a global workforce without piecing together country-specific vendors. Because Forma supports country-specific program design, employers can set funding and eligible categories that match country-specific regulation and how employees actually commute in each market, transit passes in one country, fuel and parking in another, EV charging or rideshare where it's common, while managing funding, eligibility, and reporting for the whole program from a single platform.
Frequently Asked Questions: FAQs
In the last year, employers with Commuter accounts funded a median of $1,500 per employee per year, with a maximum of $13,870 annually per employee. Check out our 2026 global lifestyle benefits benchmark report for a deeper dive into how employers are funding Commuter accounts and a range of other lifestyle benefit use cases.
Absolutely! Forma has 40+ HRIS integrations, along with support for single sign-on (SSO), and thousands of financial partners. Check out our Integrations page to learn more. Still have questions? Set up time with our team to get the answers you need.