Flexible caregiving benefits built for real life
Provide personalized caregiving support at scale so employees have the freedom to choose the services and vendors that best fit their needs.
Personalized caregiving benefits — without multiple contracts
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Design a choice-based benefit
When employees can choose caregiving support they trust, they engage with the benefit more consistently and rely on it when it matters most.
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Simplify benefits administration
Provide caregiving support through a unified platform so your team can manage eligibility, funding, and reporting in one place with minimal overhead.
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Align your spend with real needs
With Forma, benefits spend is tied directly to real usage, so every caregiving dollar supports a real need and your budget works harder as a result.
“We knew our challenges with caregiving benefits were not going to be solved by switching from one point solution to another. And that’s why we decided on a post-tax LSA type of program and came to Forma specifically for our Caregiving wallets.”
How Forma supports comprehensive, flexible caregiving benefits
Bring childcare, eldercare, and pet care into one platform, one admin experience, and one contract.
Childcare
Childcare can be one of the most personal and variable expenses in an employee's life. An employee with an infant has totally different needs than a parent navigating after-school care or summer programs. Benefits that funnel employees toward just one contracted provider option almost always overlook someone’s childcare realities.
With Forma, employees can access childcare support through a caregiving LSA, a DCFSA, or a combination of both — and choose the daycare centers, backup care services, or providers their family already relies on. And despite offering so much choice, benefits teams manage just one program, with the flexibility to adjust spending categories as workforce needs evolve.
Eldercare & adult dependent care
A growing share of the workforce is managing careers while simultaneously caring for aging parents or adult dependents — a reality that rarely gets reflected in benefits design. EAP referrals and resource guides often fall short of the financial support these employees actually need, leaving a visible gap that can affect engagement, productivity, and well-being.
Forma enables employers to extend caregiving support beyond child-focused benefits to cover home health aides, adult day services, assisted living costs, and more. Employees can use Caregiving LSAs to help cover costs with providers they trust. And for benefits teams, there's no separate platform, no additional contract, and no new vendor to manage.
Pet care
Pet care is consistently one of the most requested employee benefits, yet most point solutions address only a narrow slice of it — pet insurance — while leaving out the everyday costs employees actually need help covering. Adding a standalone pet care benefit typically means another vendor, another contract, and more administrative overhead for a benefits team that's already stretched.
With Forma, pet care can be added as a standalone wallet or a covered category within an existing Caregiving or All-inclusive LSA — no new contract required. Employees can use their benefit toward vet visits, boarding, grooming, pet food, and more, with the same seamless experience they use for every other benefit they know and love through the Forma platform.
DCFSA
The Dependent Care Flexible Spending Account is one of the most valuable pre-tax tools available to working caregivers, but low participation rates persist. When employees face a separate login, confusing eligibility rules, and a manual reimbursement process, many decide the benefit isn't worth the friction — and they opt out entirely.
Forma administers DCFSAs alongside post-tax caregiving accounts in one unified platform, giving employees a single place to manage all their caregiving support. Modern payment methods like the Forma Pre-tax Card and simple reimbursements turn a chronically underutilized benefit into one employees actually engage with.
Frequently Asked Questions: FAQs
Forma is highly scalable and ideal for global workforces; half of Forma customers have accounts covering employees in two or more countries. Many employers use Forma to provide caregiving benefits on a global scale, with options for country-specific accounts tailored to your unique workforce needs. Example country-specific Caregiving accounts that Forma customers run today on the Forma platform include the India Creche, a UAE Education benefit, and many more.
In the last year, employers funded a median of $3,630 per year in Caregiving LSAs and a median of $180 per year for Pet Care-specific wallets. Check out our 2026 global lifestyle benefits benchmark report for a deeper dive into how employers are funding Caregiving accounts and a range of other lifestyle benefit use cases.
Yes, Forma can support well-being challenges and incentive programs. We have customers who have switched to Forma from point solutions and wellness tools and successfully run (and evolve) their well-being incentive programs and challenges through our platform.
Absolutely! Forma has 40+ HRIS integrations, along with support for single sign-on (SSO), and thousands of financial partners. Check out our Integrations page to learn more. Still have questions? Set up time with our team to get the answers you need.