Cost-effective weight management and GLP-1 support
Use specialty HRAs complemented by lifestyle benefits to provide weight management support without overextending your budget.
Cost-effective weight management and GLP-1 benefits
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Ease healthcare cost pressure
Carve out GLP-1 coverage for obesity from your health plan to gain cost predictability.
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Address employee demand
Meet employee demand for weight management support without overhauling your health plan.
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Optimize for healthy outcomes
Couple lifestyle support with GLP-1 coverage for a comprehensive approach to healthy outcomes.
How Forma supports your weight management benefits strategy
Helping employees reach and maintain a healthy weight shouldn’t feel like a painful trade-off for HR and benefits teams. Forma has got you covered.
Predictable cost management
Adding weight loss medications to a group health plan means high costs that are hard to model and even harder to get finance stakeholders to approve. But when employees are vocal, demanding a solution, doing nothing leaves a major gap.Forma's Weight Management HRA gives employers a defined contribution model: a fixed amount per eligible employee, so the cost is known before the program launches.
Combined with lifestyle supports that target the conditions that drive broader plan spend, it's a financially responsible way to respond to employee needs. If an employer chooses to, the HRA can be structured so that access is gated, requiring employees to enroll in a lifestyle support program before they are able to access their funds, ensuring they are connected to the right guidance from the start.
A comprehensive lifestyle approach
Weight-related clinical conditions like diabetes and obesity can be significant drivers of high healthcare costs that employers have been absorbing for years. Yet most existing approaches focus only on medication coverage for drugs like GLP-1s. Without a comprehensive approach that pairs pharmacological coverage with lifestyle support, outcomes tend to fall short.
With Forma, employers can offer a weight management benefit that covers GLP-1 medications through a specialty HRA while wrapping it with LSAs — such as well-being accounts that can include nutrition, fitness, coaching, and mindfulness — in one cohesive experience. It's a smart approach to weight management that addresses the whole person.
Curated support in the Forma Store
Even the best-designed weight management benefit can fall flat if employees can't easily access products and services that support lifestyle change and healthy behaviors. Employees tend to be more successful when you provide intentional options for lifestyle support like nutrition, fitness, and mindfulness rather than hoping they’ll figure it out on their own.
The Forma Store removes the barriers between employees and the lifestyle support they need to be successful. Alongside their HRA, employees have access to curated lifestyle management programs that bring together the tools, coaching, and resources they need to support their weight management journey, all in one place.
Programs that can launch any time
Employee demand for weight management benefits doesn't follow an open enrollment schedule. And your response doesn’t have to, either. Traditionally, changes to your benefits require a plan year to take effect, leaving HR teams stuck waiting while employees are asking for better support now.
Forma's Weight Management solutions can be designed and launched at any point during the year. Forma handles all program administration — plan documents, eligibility, claims — so you can deliver what employees need without waiting on a renewal cycle.
Frequently Asked Questions: FAQs
Rather than covering GLP-1 medications through the core medical plan, Forma enables employers to fund a dedicated HRA and define exactly how much they contribute. Employees can then use those funds to purchase GLP-1s directly at significantly lower prices compared to traditional plan channels. This gives employers predictable cost control while still offering a meaningful, flexible benefit for employees pursuing weight management.
Forma's weight management program is designed to align with key federal requirements, including HIPAA, the ACA, ERISA, COBRA, and IRC §105(h). Forma supports employers with plan documentation, substantiation workflows, and enrollment verification. Our team handles the ongoing administration, giving you confidence that compliance keeps pace with your workforce..
When GLP-1 coverage runs through a medical plan, employers have limited control over cost and utilization. Moving coverage to a Forma HRA lets employers define their contribution, gate access through a lifestyle management program to promote appropriate, sustainable use of the benefit, and reimburse medications like Ozempic®, Wegovy®, Mounjaro®, and Zepbound® as tax-advantaged expenses alongside related services like provider visits and lab work. This is especially relevant as GLP-1 medications become increasingly available directly to consumers through retail and manufacturer channels, often at lower prices than through a medical plan or PBM, making a Forma HRA an ideal way for employers to help fund those purchases tax-efficiently.
Yes, Forma can support well-being challenges and incentive programs. We have customers who have switched to Forma from point solutions and wellness tools and successfully run (and evolve) their well-being incentive programs and challenges through our platform.
Absolutely! Forma has 40+ HRIS integrations, along with support for single sign-on (SSO), and thousands of financial partners. Check out our Integrations page to learn more. Still have questions? Set up time with our team to get the answers you need.