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Forma Research

The 5 Cs framework: how to scale flexible benefits without complexity or chaos

A new guide to help you scale a successful flexible benefits strategy without complexity or chaos

 Min Read 
• 
12/8/25

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The 5 Cs framework

A new guide to help you scale a successful flexible benefits strategy without complexity or chaos

Get the guide

A new approach for modern employers to succeed and scale with flexible benefits

You're probably managing multiple benefit vendors right now, and it's probably not making your life any easier — or helping your budget stretch further.

The path forward isn't adding another vendor. It's building smarter with a strategy and technology that can flex and scale for 2026 and beyond.

Our new guide will help you make this vision a reality.

In the 5 Cs framework, we’ve identified five interconnected elements that are hallmarks of the most successful flexible benefits programs. 

When these elements work together, they compound:

✓  Your team has less administrative burden while delivering more value. 

✓  Your employees get more from their benefits experience. 

✓  Your costs become more predictable and your budget stretches further.

Download the guide to explore the framework, get access to an assessment worksheet, and see how teams from leading employers are making the 5 Cs work today.

Download the guide

What are the 5 Cs of flexible benefits?

"Comprehensive"
"Customizable"
"Curated"
"Consolidated"
"Cost-effective"

Ready to make the 5 Cs work for you?

Book a meeting with the Forma team to talk through your benefits strategy and how we can help you take your vision to the next level.